Privacy Policy

1. Introduction

Montclair Finance Group ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our banking services, website, and mobile applications.

2. Information We Collect

We collect information that you provide directly to us, including:

• Personal identification information (name, email address, phone number)
• Financial information (account numbers, transaction history)
• Government-issued identification for verification purposes
• Device and usage information when you access our services

3. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve our banking services
• Process transactions and send related information
• Verify your identity and prevent fraud
• Communicate with you about products, services, and promotions
• Comply with legal and regulatory requirements

4. Information Sharing

We do not sell your personal information. We may share your information with third parties only in the following circumstances: with your consent, to comply with legal obligations, to protect our rights, or with service providers who assist in our operations.

5. Data Security

We implement industry-standard security measures including 256-bit encryption, multi-factor authentication, and regular security audits to protect your information from unauthorized access, alteration, or destruction.

6. Your Rights

You have the right to:

• Access and receive a copy of your personal data
• Request correction of inaccurate information
• Request deletion of your personal data
• Opt-out of marketing communications

7. Contact Us

If you have questions about this Privacy Policy, please contact us at ino@montclairfinancegroup.com